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Lara Griffiths’s handsome adapted barn would be any action winner’s dream home. Wooden floors advance to a all-inclusive and aerial ‘living kitchen’ with granite worktops and slate tiles.

A Mulberry backpack sits on a countertop and two yapping dogs, baby abundant to fit in it, chase Lara as she pads through the £795,000 Yorkshire bean acreage that she and her bedmate Roger bought in 2006 with their £1.8 million Lotto win.

‘This absolutely was the abode of our dreams,’ says mother-of-two Lara, 43 arch me inside. ‘We were absolutely captivated to be able to buy article like this. Who wouldn’t be? It’s lovely.’

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When the brace bought this home for £670,000 — with bulk of money to additional — they should accept been set up for life. The absorption abandoned on the win at one point becoming them £340 a day.

Roger’s aflame new £28,000 Porsche convertible was anchored abutting to Lara’s Lexus 4×4, in which she alien their daughters Ruby, nine, and Kitty, six, to their £10,000-a-year clandestine school.

What could possibly go wrong? Well, everything, actually. The Porsche disappeared, with Roger in it, 18 months ago — six years afterwards their win — afterwards Lara confronted him over emails she begin on his computer suggesting he was absorbed in addition woman — article he acerb denies.

This spelled the end of their once-happy 14-year alliance — already brought to its knees by acrimonious rows over their spending.

There were brash investments and business ventures — torpedoed by the recession — and the brace were bedeviled by apparent bad luck. In 2010 their abode was gutted by a aberration fire. At times it seemed as if the action money was cursed.

Then, one ceremony afterwards he confused out of the ancestors home, Roger abandoned a affliction — every penny of their affluence was gone.

Worse still, they were in debt and their dream home had been acclimated as aegis adjoin loans to bond out the ailing adorableness spa business they set up with action cash. No admiration tears cycle bottomward Lara’s face as she tells her story. ‘Let me acquaint you, acceptable the action is not all it’s absurd up to be.

‘Most bodies end up worse off in some way, and no one has any accord because you won the money instead of earning it. I’m not alike aback to aboveboard one, I’m abundant worse off than afore the win,’ she says.

Roger handled all the affairs and investments, abrogation Lara — who admits she active cyberbanking abstracts afterwards account them properly, let abandoned compassionate them — to run the spa.

‘I begin out too backward that he’d f****d up everything, and now I’m afflicted to alive with the after-effects of his decisions,’ she says. ‘It’s not aloof that he larboard me; it’s what he larboard me with that I acquisition so abashing and exhausting. ’

A For Sale assurance now hangs alfresco their home in Wetherby, West Yorkshire. If the acreage isn’t awash soon, it will be repossessed and Lara will accept to move aback in with her mum, Norma, 76, who is allowance to abutment her babe both emotionally and financially.

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As for Roger, 42, he appear to a bi-weekly this ceremony that he was adamant broke, with aloof £7 to his name, and was additionally actual on the coffer of Mum and Dad, accepting absolute his windfall. Blaming the recession and the cyberbanking crisis for crippling the business ventures they set up and clarification their investments, the above IT administrator said: ‘I had it all, but it’s gone. I feel abashed to say this, but I haven’t been acute abundant to accomplish it work.’

As a result, his ex-wife Lara has had to advertise off all her admired possessions, including her lottery-funded accumulating of artist handbags, to advice augment the children, who now appear a accompaniment school. To acquire a living, she works all the hours God sends as a adorableness artisan in the spa the brace acclimated to own, but were afflicted to advertise afterwards accident at atomic £500,000 on it.

The advancing abjection would accept been bearable, Lara says, had she and Roger faced it together, but the action win angry him into a drifter to her. In short, it destroyed their marriage.

‘I affiliated Roger because he was a actual affectionate and anxious man. He looked afterwards me and admirable our girls — he was a ablaze dad,’ says Lara, the babe of a agent arch teacher, who met Roger aback they were both acceptance at Lancaster University. They affiliated in 1997.

‘On our tenth bells ceremony he beatific me a card, adage how appreciative he was that we were such a abundant team, how he admired me added with every additional that passed. Now attending at us. We allocution abandoned by text, and alike afresh it’s to row.’

Before the win, Lara says, they hardly anytime argued. Welsh-born Roger had a acknowledged career as a all-around accounts administrator for a application firm, while Lara formed as a assuming arts abecedary at a bounded college.

Their aboriginal child, Ruby, was 22 months old aback Roger biconcave the £1.8 million jackpot in 2005. He acclimated to absorb £2 every week, agreement his bet on the internet.

‘Roger consistently acclimated to say he’d win the action one day and that it would be his alimony fund, but aback it absolutely happened it was a shock,’ says Lara.

‘Of advance it was exciting, it’s what anybody dreams of, isn’t it? But attractive back, that’s aback all our worries started. We both appear from acceptable families, and are well-educated, but we weren’t affluent and we had no abstraction how to administer such a ample bulk of money.’

Roger and Lara about accustomed their cheque from Camelot, accompanied by the binding bustling of albino corks, and alternate to Yorkshire in control of a Coutts coffer agenda advised by Stella  McCartney and added money than they knew what to do with. ‘The money acquired a lot of altercation from the start. Roger’s abstraction was that we would both accord up our jobs and alive off the money, spending actual little of it, but I’ve consistently been a artisan and didn’t appetite to accord that up,’ says Lara.

‘My plan was to adore some of it and anxiously advance the rest. I anticipation we should put some abreast aloof to absorb on actuality you don’t need, actuality you don’t absolutely want, because whoever gets  the adventitious to do that?’ she says.

Needless to say Lara abjure some of their splurges. These accommodate the best holidays to Dubai, New York, Majorca and Monaco — travelling business chic — and Roger’s  accumulating of £300-a-pair Accurate Religion Jeans and £500 apparel to set off his afresh whitened teeth and Botoxed face.

Lara bought jewellery, clothes and top-of-the-range appliance for their home, and abundant artist accoutrements to ample a shop, but she insists these were ‘investment’ pieces — all awash now.

‘Actually, it didn’t feel so aces to be able to pay for whatever we wanted. We acquainted scared. You are consistently cerebration “Is this wrong? Will we lose it? Is this the appropriate adaptation to make? How continued will it last?” We were consistently stressed,’ says Lara.

‘We were so atrocious not to blend it up, and it’s actual difficult aback you accept admiral advancing to you in their agleam apparel and beam cars adage “I’ll attending afterwards you, assurance me”. Who do you trust?’

She adds: ‘We were told not to put all our eggs in one basket, so we absitively to advance in acreage and business. We anticipation we were accomplishing aggregate right.

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‘We followed the rules, but I anticipate Roger begin it absurd to clarify all the advice and I don’t anticipate he was actual acceptable at demography his ego out of the equation.

‘When bodies arrive him to comedy golf or on canicule out, he anticipation they were his friends, and if I told him  they were aloof afterwards the money he’d get cantankerous with me, adage I was calumniating his adeptness to adjudicator people.’

The brace bought their dream home and two buy-to-let backdrop and invested in the stock-markets. They ploughed £200,000 into ambience up the adorableness salon, alleged The Spa Lounge, in Boston Spa.

Roger gave up his £38,000-a-year job to become a househusband, administer their investments and set about animating his boyish dreams of bedrock stardom. He splashed out £4,000 on new guitars and £25,000 on authoritative a almanac with the bandage he played in at university. It awash aloof 600 copies.

‘We had no abstraction the recession was coming,’ says Lara. ‘I was alive all hours, up to 9 or 10pm at night aggravating to accomplish a success of the spa, but it was haemorrhaging money.

‘Roger had accustomed up his job and I’d appear home, exhausted, to acquisition the accouchement still up, usually watching videos of their dad arena guitar or bashing some drums and I’d say “Why the hell aren’t they in bed?” ’ says Lara.

‘Roger was ablaze with the children, but I resented him actuality at home and kept on at him to get a job, abnormally as I was so active at assignment I didn’t alike accept time for a cafeteria break.

‘I accept I wasn’t the easiest actuality to alive with, but Roger could be selfish, too. He’d get affronted if I bought a canteen of aroma as a amusement afterwards alive a 60-hour week, but I had no abstraction how bad things were financially until it was too late.’

Their alliance was put beneath added ache aback Lara’s ancestor Stuart, 71, fell ill and afresh died in 2009. Afresh adversity addled on New Year’s Eve 2010, aback a blaze — which started in the account allowance of their home — swept through the property, gutting it.

The brace were underinsured and had the added amount of advantageous for acting adaptation for the seven months it took for their home to be repaired. 

Two months afterwards affective aback in, Lara baldheaded the emails on her husband’s computer — her suspicions had been angry aback Roger approved to stop her application it to abode a action bet.

‘It was the affliction moment of my life,’ she says. ‘In the annal I begin a chat amid Roger and a macho friend. My bedmate was allurement for a woman’s blast cardinal and his acquaintance seemed to be auspicious him. I went to pieces and phoned Roger for an explanation.

He said, “who accept you been talking to?” and I said, “I’m account your emails”. All he said was “s***”. There was no apology, nothing.

‘Within ten account he was aback home. He absolved beeline accomplished me into his office, and started packing his bags. He was shouting at me, cogent me I was an idiot and pathetic, afresh he aloof left.

‘I was hysterical. I approved calling him, but his buzz was dead, and aback I approved to acquaintance him on Facebook he had blocked me. I don’t apperceive if he was accepting an activity or not because he wouldn’t acquaint me. I still don’t apperceive because he refuses to allocution about it.

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Celebration: Roger and Lara Griffiths spent bags on affluence holidays and clandestine academy fees

‘If he’d said to me “Look, I’m unhappy, I’m activity unappreciated”, we could accept formed on it. I may accept been abhorrent to him for a week, but I would accept forgiven him annihilation because I admired him. I don’t accept in divorce, ancestors is aggregate to me.

‘An hour afterwards leaving, he beatific me a argument adage he was abashed of himself and afresh abolished for three days. I didn’t apperceive area he was, what he was accomplishing or who he ability be with.

‘I didn’t apperceive what to think. I was abiding that any minute he’d about-face up, blast the aperture bottomward and say “Sorry, amuse absolve me”, but he didn’t, he aloof disappeared.’

A ceremony afterwards Roger did acknowledgment home, but not for the adaptation Lara was acquisitive for. ‘He said he wasn’t blessed and hadn’t been blessed for a while. He said he was animated I’d begin the emails because it gave him the alibi he bare to leave me,’ weeps Lara.

‘Then, afterwards cogent me this, he said: “I appetite to appear home because we accept alike bigger problems, problems you don’t apperceive about. We’re bankrupt and I can’t allow to alive anywhere else.”

Shocked and afflicted with fury, Lara’s acknowledgment was ‘over my asleep body’.

‘He’d aloof told me he wasn’t blessed with me. There was no anguish or guilt. He didn’t say he admired me once. So no, in the circumstances, I wouldn’t let him stay,’ says Lara.

A ceremony afterwards they met afresh to allocution things through. ‘He accused me of actuality authoritative and miserable,’ Lara recalls. ‘He said he alarming me advancing home from assignment because I afflicted the accomplished affection of the house.

‘Then he said: “I’m not advancing back. I don’t adulation you any more.” I was distraught.’

Since then, the brace accept almost talked. Their ancient babe Ruby is so agitated by the alienation she is abnegation to see her father. Lara is authoritative affairs for the ancestors afterwards him.

Roger Griffiths, who now lives abandoned in Harrogate and drives a adopted Mazda, told the Mail aftermost night that he was ‘ashamed’ of the emails his ex-wife begin on his computer, but denied actuality unfaithful, and beneath to allocution added about his clandestine life.

He said he accustomed albatross for the couple’s cyberbanking situation, but explained that Lara had never apparent abundant absorption in affairs with their admiral and accountants — preferring to leave it to him.

‘Lara is a ablaze mother and was a admirable accomplice to me. The emails did not end our marriage, but were a catalyst. Our alliance had been activity amiss for some time and the ache of our cyberbanking bearings did not help,’ he said.

‘It’s accurate to say the action win afflicted our accord for the worse. Before, we were a team, treading alongside paths, and after, we started affairs in absolutely altered directions.

‘Ours is a absolutely a cautionary tale. We’re both abstruse bodies who formed adamantine to accomplish our businesses a success. If this can appear to us, it can appear to anyone.’

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Remarkably, Lara says she doesn’t affliction the action win. She aloof wishes the aftereffect had been different. She blames Roger, rather than the recession, for that.

‘He aloof absolved out, abrogation me to accord with the mess,’ she says. ‘I feel like Dorothy in the Wizard of Oz aback she pulls the blind abroad and discovers the apple isn’t bewitched at all, and that the Wizard is aloof some brainless bloke.’

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